Category Archives: Uncategorized

Why the FHA Self-Sufficiency Test Is So Important For First-time Investors in 3- or 4-Unit Properties

An FHA loan is a mortgage insured by the Federal Housing Administration. Backed by the Federal Housing Administration, an FHA loan may require a down payment as little as 3.5% for a credit score of 580 or higher versus the … Continue reading

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5 Homebuying Tips for Building Your New House

It’s an exciting time for you and your family. You’ve decided to build a new house instead of buying an existing one. For the first time, your new home is going to have every feature and detail you’ve ever wanted. … Continue reading

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Top 5 Arguments Couples Should Avoid During the Homebuying Process

Buying a house together is a huge step for couples to take. It represents one of the largest purchases they will make in their lifetime, and a financial commitment that could span 20 or 30 years. In December 2017, the … Continue reading

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Three Reasons to Refinance Your Home

To move from an adjustable-rate mortgage to a fixed-rate loanSometimes you have to settle for an adjustable-rate to get a lower interest rate when you really need it. Now that you have been making your monthly payments on a regular … Continue reading

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5 Goals to Help Your 2015 Budget

A New Year brings new goals. Financially you may wish to build up savings, pay off debt, manage monthly spending or save for retirement. Here are five goals to help you stick to your 2015 financial resolutions.  Make Extra Mortgage … Continue reading

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A and N Mortgage: Thoughts of the Day‏

Can you believe it has been 74 months since the number of total foreclosure filings has been this low? My prediction is that the inventory is going to stay low, you will see developers  come  back into the business, the … Continue reading

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A and N Kids Club – Talk About Money with Your Kids‏

Is it okay to share the household bills with your children? My parents started to show the household bills to me at 10 years old. It all started because I couldn’t understand why my friend had more shoes and clothes … Continue reading

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Holidays May Be Prime Investment Time

With holidays on the brain, many individuals don’t realize that this lull in home sales during holiday season is extremely beneficial for buyers. There not only is less competition for those attractive homes, but the many sellers are motivated, willing … Continue reading

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