Author Archives: Scott Steinlauf

Answering The Age-Old Riddle: “The news says rates are going down, should I wait to purchase my home?”

By Scott Steinlauf,  A and N Mortgage Senior Mortgage Consultant I have been a mortgage originator for just shy of two decades and have been asked this question thousands of times by my clients, probably more actually. It’s a smart … Continue reading

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Things To Consider Before Applying For A Home Loan

So, you’ve finally found the home of your dreams. But if you’re not careful, buying and owning that home can quickly turn into a complicated ordeal. When applying for home loans, it’s all too tempting to accept the first mortgage … Continue reading

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My FHA 203K Personal Renovation Mortgage

MASTER PENTHOUSE I can’t think of any mortgage with a worse reputation than the FHA 203K renovation home loan. But because of this mortgage, I lived rent-free for as long as I wanted, and then made a profit of over … Continue reading

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Why You Don’t Need 20% Down Payment To Buy A Home

I am frequently surprised by how much incorrect information about home financing is out there amongst the public. I often speak to clients of mine who are intelligent and educated yet have absolutely no idea what their mortgage options are, … Continue reading

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