Category Archives: a and n mortgage

APR vs. Interest Rate: Understanding The Difference

As you consider your mortgage options, you need to know the difference between two key figures: the interest rate and the annual percentage rate (APR). These two numbers, both expressed as percentages, appear on the paperwork and truth-in-lending documentation that … Continue reading

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Why Mortgage Rates Go Up or Down

  When you look at the current mortgage rates, you will see a range of different interest rates from different lenders and banks. If you keep looking at those rates over a length of time, you might notice that, despite … Continue reading

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Own vs Rent: How Much Home Can You Purchase For $1000/$1500/$2000 a Month?

  There is a common misconception that renting is cheaper than buying, which is why so many people, particularly younger, choose to rent rather than buying. However, the statistics show that on average, the monthly payment that people tend to … Continue reading

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What to Expect During the Home Loan Process

  So you’ve decided that you are sick and tired of renting and now is the perfect time to buy a home, the only problem is that you don’t have the money to buy it outright. Don’t worry, in today’s … Continue reading

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Why Your Agent Wants You Pre-Approved Before Showing You Listings

If you’re in the market for a new house, you might be wondering whether or not to get pre-approval before beginning your search. Not to be confused with “pre-qualification,” a pre-approval helps you and your lender determine exactly how much … Continue reading

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The Welcome Home Illinois Loan Program”

  The state of Illinois started a huge advertising campaign 2 weeks ago for a new program called “Welcome Home Illinois”. Your members may be calling for more information. The program gives 1st time home buyers (a buyer who hasn’t … Continue reading

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Save Big Over The Life Of Your Loan

When purchasing a home, the interest rate of your loan is of prime importance as it can dramatically affect the amount you pay for your home. Depending on the amount of your loan, a 1 percent difference in loan rate … Continue reading

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Lower Your Costs While Making An Impact

Green Home Tips There is no denying in today’s society there is more awareness and interest in being green and as such people are becoming more interested in using green building techniques. Key components include using energy efficiency techniques, sustainable … Continue reading

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Neena Vlamis Talks Homebuying and Credit with Bill Moller on WGN News Radio

In order to maintain the absolute best credit score make sure to set your bills on auto pay for the minimum payment.  This way when you are out of town you won’t miss a payment!   Listen to Bill Moller … Continue reading

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A and N Kids Club – Talk About Money with Your Kids‏

Is it okay to share the household bills with your children? My parents started to show the household bills to me at 10 years old. It all started because I couldn’t understand why my friend had more shoes and clothes … Continue reading

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