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Category Archives: commercial loan
Smart Ways to Spend Your Tax Refund Consider using your tax return to maximize your future financial situation Refi to a Lower Rate By refinancing to a fixed and/or lower interest rate, you can improve your mortgage savings and your … Continue reading
Credit: Michelle Meiklejohn Habitable Condition: Property must be in a condition that is immediately habitable and must contain: • At least one fully functional bathroom (i.e., shower/tub, toilet, and hand sink). • Other bathroom(s), if not functional, must be … Continue reading
Effective January 1, 2012 For A and N Realtors, Investors, and Landlords: An amendment has recently passed to the Illinois Landlord and Tenant Act which creates a new Section 765 ILCS705/15 “Changing or rekeying of the dwelling unit lock.” This … Continue reading
I have been receiving a lot of questions about FHA Mortgage Insurance Premium, Here are Some Answers
FHA mortgage insurance is similar to the private mortgage insurance (PMI) required for conventional mortgages with down payments below 20%, but key differences exist: Up-front Fees: 1% up-front fee due at closing. Rate: For fixed rate loans, there is an … Continue reading
Improve Credit – If you’re a homeowner with great credit and plenty of equity, odds are those lower rates are within your reach. But if your score is less than desirable, work at improving it by paying all of your bills … Continue reading
While commercial loan origination and median home prices have been trending downwards, mortgage and property fraud rates have been steadily increasing, up 75% from pre-recession peaks. According to the CoreLogic Fraud Index, $12 billion worth of originated loans were found … Continue reading