Category Archives: mortgage

Benefits of Choosing a Mortgage Banker

Posted on January 8, 2021 by Neena Vlamis, President of A and N Mortgage

As you begin your search for a mortgage lender, don’t discount smaller, local entities like banks or credit unions. These small institutions use their funds or funds borrowed from a warehouse to provide loans to their customers. Once you’re familiar … Continue reading →

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How Do VA Loans Work

Posted on July 6, 2020 by Neena Vlamis, President of A and N Mortgage

VA loans, or Veteran Loans, are a benefit offered to Veterans of the U.S. Armed Forces on behalf of a grateful nation to facilitate the process of homeownership. The VA loan program was established in 1944, providing opportunities to millions … Continue reading →

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Coronavirus-Caused Mortgage Loan Challenges

Posted on May 10, 2020 by Neena Vlamis, President of A and N Mortgage

The worldwide Coronavirus restrictions have created challenges in the mortgage loan industry. Fortunately, recent changes provide some clarity and relief. Here, we’ll give an overview of dealing with COVID-19 challenges in getting a mortgage. We’ll also answer questions about the … Continue reading →

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Mortgage Loan Limits Get a Boost in 2020: New Limits for Conventional and VA Loans

Posted on April 15, 2020 by Neena Vlamis, President of A and N Mortgage

Loan limits for each major mortgage type—including conventional and VA—have received a significant boost for 2020 over last year’s limits. In some counties, the new loan limits are up to 40% higher than they were last year, giving buyers across … Continue reading →

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What Do Rates Mean to Me?

Posted on April 3, 2020 by Ryan Pierce

Not all interest rates mean the same to everyone. When looking at rates it’s important to view them from more than one perspective. First historically: Are rates higher than they were 15 days ago? At the moment, yes. Second: Are rates … Continue reading →

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An Update To The Rate Market For You

Posted on March 27, 2020 by Ryan Pierce

Rates continued to climb precipitously last week. At week’s end, and again over the weekend, the Federal Reserve stepped in to say that they would buy mortgage-backed securities, which allows investors to get some of these loans off their books, … Continue reading →

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Mortgage Rates Reaching All-Time Lows Amid Coronavirus Fears

Posted on March 20, 2020 by Neena Vlamis, President of A and N Mortgage

The novel coronavirus (COVID-19) pandemic is taking the stock market on a wild ride and causing industries like travel to bleed red ink. But the recent coronavirus-induced economic uncertainty benefits some groups of people, including present and prospective homeowners. On … Continue reading →

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Do Biweekly Mortgage Payments Make Sense For You?

Posted on October 23, 2019 by Neena Vlamis, President of A and N Mortgage

As anyone on the housing market knows, mortgages come in all different shapes and sizes. There are fixed and variable choices, differing mortgage rates, and a whole lot for homeowners to consider. And, just when you thought you had gotten … Continue reading →

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Understanding The Different Types Of Mortgages

Posted on September 20, 2019 by Neena Vlamis, President of A and N Mortgage

Buying a home is arguably the most important purchase that you’ll ever make, which is why it’s important to make the right decision. Given the high costs of a housing purchase, the odds are that you will need to take … Continue reading →

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Why Mortgage Rates Go Up or Down

Posted on September 10, 2018 by Neena Vlamis, President of A and N Mortgage

  When you look at the current mortgage rates, you will see a range of different interest rates from different lenders and banks. If you keep looking at those rates over a length of time, you might notice that, despite … Continue reading →

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