Buying your first home can be intimidating. Inspections, bids, choosing an agent or broker, closing costs – the process has a steep learning curve, and those that miss it often miss out on great deals.\r\n\r\nRight now mortgage rates remain near historic lows, but will creep up over the next year or so. Now is an excellent time to buy a home, but it’s important to do it the smart way. Hire an experienced agent who can help you find the house you want and negotiate the deal you need. Try to have 20 percent to put down on the house, but be aware of deals for buyers who have less than that amount. Set a realistic budget for your home purchase, and be sure you have a little left over in your savings after your purchase to handle any unforeseen issues.\r\n\r\nA and N Mortgage helps Chicago area residents find the best deals on home mortgages. Whether it’s a first time home buyer loan or a jumbo mortgage, A & N can find the best rate and terms. Contact A and N Mortgage today to find out more about our full service home financing business and read on for more information.