By Neena Vlamis, President of A and N Mortgage

With holidays on the brain, many individuals don’t realize that this lull in home sales during holiday season is extremely beneficial for buyers. There not only is less competition for those attractive homes, but the many sellers are motivated, willing and ready to make a deal. 

The Slower Market
    This slow market enables buyers to shop a multitude of listings. Those nasty bidding wars with other buyers, which often times drives up the cost of the home, are less likely to occur.


Many Motivated Sellers
    With holiday expenses and unemployment rates rising, sellers are more than willing to negotiate their selling price, especially if the home has been on the market for several months.


Enticing Tax Breaks for Buyers
   Closing on or before December 31st could mean a sizable tax write off when you deduct the interest of your first mortgage payment from your stated income.
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