Author Archives: Neena Vlamis

2019 Housing Market Report : An Insight

Posted on January 22, 2019 by Neena Vlamis

The US economy seems in good shape right now. A variety of indicators from manufacturing output to consumer confidence indicates that, despite being more than nine years old, the current expansion is expected to continue, at least until 2020. What … Continue reading →

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2019 Best Mortgage Companies to Work For

Posted on January 16, 2019 by Neena Vlamis

Rated #1 for companies with less than 99 employees and #4 overall. A & N Mortgage Services Inc. has been named one of 2019’s Best Mortgage Companies to Work for. This program was created by National Mortgage News and Best Companies … Continue reading →

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Should You Refinance Or Get A Home Equity Line Of Credit?

Posted on December 29, 2018 by Neena Vlamis

  If you are looking to make some improvements to your home, but you don’t want to dip into your personal savings, there are some options for you to consider. You might want to consider refinancing your mortgage or taking … Continue reading →

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14 Mortgage Blunders Home Buyers Make

Posted on December 19, 2018 by Neena Vlamis

Mortgages are complicated financial products, especially for folks with little experience in borrowing or dealing with banks. As a result, home buyers often make big mistakes that end up costing them big money over the life of their mortgage. To … Continue reading →

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The Homebuyer’s Moving Checklist

Posted on December 14, 2018 by Neena Vlamis

Moving can be stressful, but it doesn’t have to be. The entire process can run smoothly from start to finish with some thoughtful foresight and planning. Once approval from the mortgage lender is received and a new home is purchased, … Continue reading →

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Mortgage Rates: What You Need To Do about Rising Rates

Posted on December 5, 2018 by Neena Vlamis

  Mortgage rates have been rising steadily throughout 2018, which is bad news for homeowners and prospective buyers alike. Below, we’ll look at these rate rises, find out why they are problematic, and what you can do to overcome the … Continue reading →

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Where to Hang Your Hat: The Best Neighborhoods in Chicago

Posted on November 10, 2018 by Neena Vlamis

Before you take out that home loan from your mortgage lender, you’ll first need to find a home. Before you do that, you’ll first need to pick a neighborhood. In Chicago, more than anywhere, choosing wisely is a top priority. … Continue reading →

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Liquid Reserves: Learning Your Mortgage ABCs

Posted on November 4, 2018 by Neena Vlamis

In order to prequalify for a mortgage, your lender will first make sure you have enough money or assets on hand to cover the monthly payments for a specified period of time. In other words, you must have adequate liquid … Continue reading →

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Sending Your Kid Off to College? Consider Buying a Home Instead of Renting

Posted on October 4, 2018 by Neena Vlamis

Your kids are finally all grown up and heading off to college. If you’re like most parents, you’re getting ready to shell out hundreds if not thousands of dollars every month on dorm fees or apartment rents. If the thought … Continue reading →

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Expert Mortgage Advice: What to Do After a Divorce

Posted on October 4, 2018 by Neena Vlamis

Divorces can be painful. They can also be complex and confusing, particularly when it comes to mortgages. Who owns the house? Who bears the responsibility for payments? Whose credit is affected by default? Sorting out the myriad legal and financial … Continue reading →

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