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Author Archives: Neena Vlamis, President of A and N Mortgage
As you consider your mortgage options, you need to know the difference between two key figures: the interest rate and the annual percentage rate (APR). These two numbers, both expressed as percentages, appear on the paperwork and truth-in-lending documentation that … Continue reading
A home equity loan—also known as a “second mortgage”—can be an affordable way to borrow money against the equity you’ve built up in your home. Home equity loans allow homeowners to use their properties as collateral to secure large lump … Continue reading
A and N Mortgage is Chicago’s premier mortgage banking firm. We employ some of the most renowned mortgage officers in Chicago and are ready to help new mortgage brokers navigate the mortgage lender license requirements in Illinois. This guide will … Continue reading
The number of loan origination for multifamily units has continued to increase in recent years and it’s easy to see why. This growth trend is due in part to low interest rates as well as the strong demand for rental … Continue reading
As anyone on the housing market knows, mortgages come in all different shapes and sizes. There are fixed and variable choices, differing mortgage rates, and a whole lot for homeowners to consider. And, just when you thought you had gotten … Continue reading
Buying a home is arguably the most important purchase that you’ll ever make, which is why it’s important to make the right decision. Given the high costs of a housing purchase, the odds are that you will need to take … Continue reading
Finding out that your mortgage application has been rejected is one of those heart-sinking moments. You may feel frustrated and upset. You may assume that your property dreams are over for now. You may also be feeling completely perplexed. … Continue reading
What Are FHA Loans? An FHA Loan is a mortgage loan which is insured by the U.S. Federal Housing Administration. Often aimed at first-time buyers and low-income earners, an FHA loan can enable applicants to obtain a mortgage with a … Continue reading