Category Archives: home loan

How to Buy a Home for Your Elderly Parents or Disabled Adult Child

Posted on June 3, 2022 by Neena Vlamis, President of A and N Mortgage

Are you looking for an affordable way to provide housing for elderly parents or your disabled adult child who cannot qualify for mortgages independently? We have some great news. You may consider buying the second home as an investment property. … Continue reading →

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What Are the Documents Required For Home Loan For 2022

Posted on December 15, 2021 by Neena Vlamis, President of A and N Mortgage

House shopping is one of the best parts of homeownership. There’s so much excitement that comes with stepping inside your dream house. Once you find a home that meets your needs and budget, the next step is to apply for … Continue reading →

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How To Save Money While Paying Down Your Mortgage

Posted on October 10, 2021 by Neena Vlamis, President of A and N Mortgage

Your home is one of the most important assets that you own. Typically, real estate increases in value over time and you also have the benefits and comfort of a place to call home. However, paying the monthly mortgage is … Continue reading →

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Jumbo Loans: A Powerful Tool in a High Priced Home Market

Posted on June 12, 2021 by Neena Vlamis, President of A and N Mortgage

In today’s high-priced home market, home buyers might need a substantial loan to finance their purchase.  Buyers should be aware that jumbo loans differ from other loans. They go far beyond the caps and regulatory boundaries of the conforming loans … Continue reading →

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How a Mortgage Payoff is Higher than the Current Balance

Posted on April 20, 2021 by Neena Vlamis, President of A and N Mortgage

When you have been making payments towards your mortgage for many years, you may start to wonder how much is left to pay. It could be that after looking at your current balance, you realize that it is low enough … Continue reading →

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What is Earnest Money Deposit and How Does It Help to Buy a Home?

Posted on April 14, 2021 by Neena Vlamis, President of A and N Mortgage

First-time homebuyers often misunderstand the nuances of the home buying process. There’s a lot more to it than having the proper homebuyer credit and a sizable down payment at the ready. One slightly confusing step in the home buying process … Continue reading →

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Navigating the “New” Uniform Residential Loan Application (1003)

Posted on March 12, 2021 by Neena Vlamis, President of A and N Mortgage

The time has come for you to buy a new property. If you’re like most buyers, you’ll probably need to apply for a mortgage loan to finance the property. During this process, you’ll more than likely encounter the new Uniform … Continue reading →

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How to Get and Stay Out of Post-Holiday Debt

Posted on January 15, 2021 by Neena Vlamis, President of A and N Mortgage

Even though you might have cut back on travel this holiday season, you probably still felt like treating yourself and your loved ones. That often means you bought gifts you might not have been able to afford. It’s so satisfying … Continue reading →

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Qualifying for a Home Loan with Student Loan Debt

Posted on November 15, 2020 by Neena Vlamis, President of A and N Mortgage

Millions of Americans find themselves with substantial student debt after graduating from college. Significant student loan debt makes it difficult to buy a house for many reasons. First, those monthly student loan payments make it hard to save for a … Continue reading →

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Pre-Qualifying for a Loan vs. Loan Pre-Approval

Posted on October 24, 2020 by Neena Vlamis, President of A and N Mortgage

Getting a mortgage usually involves getting pre-qualified or pre-approved for a loan at some stage in the process. Although pre-qualification and pre-approval are both stepping stones to securing a home loan, they are actually quite different, and it’s important to … Continue reading →

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