December 29, 2021 By Barry Schwartz

Yoga Quote of the Day: “The only yoga stretch I’ve performed is the yawn.” – Grant Tucker

Did’ja Know: In the original writings of Christmas, Comet the reindeer got drunk and threw up on houses when he was flying. His original name was ‘Vomit’ but that didn’t work too well in children’s books so it was switched to a more kid-friendly name. Yes, I just made that up – but here are 12 real facts you may not have known about Santa.

Wuss’up This Week: Not a whole lot, Mortgage Fans. Today we’ve got the Consumer Confidence Index, tomorrow Jobless Claims, and on Friday it’s Christmas Eve. I don’t expect any of these reports to have an impact on rates.

Interest Rate Update: Today we find 30yr fixed conforming rates (*that’s any rate at $648k or less) at 3.25%, and Jumbo rates (*over $648k) around the same. Other rates to note: 15yr conforming fixed in the middle-2s, and jumbo ARMs ranging from low-to-middle 2s. As usual, rates will vary based on if it’s a purchase or refinance, type of home, equity in the home, your credit score, and if you like watching the decade’s best news bloopers .

Don’t Forget to Remember: Any purchase or refinance loan that closes with me I will waive $575 in lender fees! Grab yourself a cup of instant karma and pass my info along to any friends, family, coworkers, or people that find nature mildly interesting that can use this gift.

Yoga Quote of the Day 2: “I threw old kale under my feeder and now the chipmunks are walking around in yoga pants and requesting coconut water.” – @AbbyHasIssues

Timeout for Trivia: Congrats to those who last week guessed Ashton Kutcher. Want to be entered into a drawing to win an Everything I Need to Know I Learned From Betty White book  Simply email me the answer to this week’s Who Am I? question. Good luck:  “It’s my birthday tomorrow and an anagram for my name is ‘Nasty Careers’. Nasty? Really? Are you jealous because I make a ton of money by not doing much? I’m a media personality, I’m a producer, and some call me a presenter. In 8 nights you’ll turn on the TV and see me outside freezing along with a lot of other people. You don’t have to wait for the night though, you can see me during the day side by side with a woman who used to be side by side on the same show with a football player (and before him a game show host). You still don’t know who I am? Okay, last hint – I’ve been on a long-running show that could be renamed ‘United States Hero’.”

A blog vacation: It’s that time of the year when I get lazy and fat. So… I will be here, but Barry’s blog will be off until January 5th. Until then I want to wish everyone a happy, safe, holiday season. I would also like to take this space to thank everyone for your continued support – you guys mean everything to me (spoken like a true commissioned salesperson with two kids in college) and I want to say I appreciate you more than you will ever know!

Peace & Love,

Barry

About The Author

Barry_Schwartz

Barry Schwartz

Originally from Wilmette, Illinois, Barry graduated from the University of Kansas in the late 80s and started working for Perl Mortgage in 1998. Barry's drive and motivation came from his first home buying experience. His dedication to clients has helped Barry win industry recognition and rankings in the Top 40 Under 40 and Scotsman Guide Top 200.

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