Category Archives: credit rating

What is Earnest Money Deposit and How Does It Help to Buy a Home?

First-time homebuyers often misunderstand the nuances of the home buying process. There’s a lot more to it than having the proper homebuyer credit and a sizable down payment at the ready. One slightly confusing step in the home buying process … Continue reading

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Top Creative Tips for Paying Closing Cost Credits

Are you on the hunt for a new property? Congratulations! Buying a home represents an exciting milestone in many people’s lives. Before you rush into a deal, the smart approach is to strategize ways to minimize closing costs before you … Continue reading

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5 Ways To Revamp Your Credit Score in 2021

If you’re planning to buy a new car or home in the near future, you need to make sure your credit score is as high as possible. Lending institutions decide how creditworthy you are based mainly on your credit score. … Continue reading

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Benefits of Choosing a Mortgage Banker

As you begin your search for a mortgage lender, don’t discount smaller, local entities like banks or credit unions. These small institutions use their funds or funds borrowed from a warehouse to provide loans to their customers. Once you’re familiar … Continue reading

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Your Credit Score – How Does It Actually Work?

You may have heard of the term credit score before now, but maybe you’re not entirely sure what it means. Did you know that 45% of college students have no idea what their credit score is? It can be quite … Continue reading

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The Welcome Home Illinois Loan Program”

  The state of Illinois started a huge advertising campaign 2 weeks ago for a new program called “Welcome Home Illinois”. Your members may be calling for more information. The program gives 1st time home buyers (a buyer who hasn’t … Continue reading

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