About Bill

Bill has been in the mortgage industry for thirty-one years, initially working for a savings and loan. He enjoys working with industry partners and clients and being a resource for them. Bill says, “As a seasoned loan originator with over three decades of experience in the mortgage industry, I’m here to provide expert guidance and support as you navigate the path to homeownership.” Outside of work, he enjoys spending time with his wife and family. Bill resides with his wife on the north side of Chicago in the Sauganash area. They have two older children living and working in the Chicago area. For a friendly, knowledgeable mortgage partner, reach out to Bill today!

Why We Should Work Together

Lower Rates and Fees

With a pricing model based in the Chicago Market, you get the benefit of a rate and fee structure that is set to beat the competition in one of the tightest mortgage markets.

Faster Response Time

With everything done in-house, the process is streamlined and efficient. You are not just a file in a stack on a desk. The level of personalized care you receive is as unique as you are.

Flexible and adaptable lending options

Access to an extensive range of banks, credit unions, programs and products gives us the advantage of finding that distinctive lending option for your specific mortgage needs.

Because I work with people just like you

Buying your first home? Looking for a vacation house? Maybe you are ready for an investment property? Ready for a better rate? Looking to refinance? Let me lead the way, for all your mortgage lending needs.

I WANT TO BUY A HOME I Want To Refinance

Free Home Buying Guide

To Get You Into The Home Of Your Dreams

Download Now

This free packet will help you understand the home buying process so everything is 100% clear during your loan process.

Expert guidance for life's pivotal financial moments

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I WANT TO BUY A HOME

A streamlined process for fast and efficient response

A program specifically for your needs, no matter how unique

Expert guidance to relieve the stress and burden during the lending process

Mortgage Calculators

Mortgage Loan Calculator (PITI) Use this calculator to determine your monthly mortgage principal, interest, taxes, and insurance payment (PITI) and amortization schedule.
Mortgage Comparison: 15 Years vs. 30 Years Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.
ARM vs. Fixed Rate Mortgage Use this calculator to compare a fixed rate mortgage to a Fully Amortizing ARM.
Mortgage Tax Savings Calculator Interest and points paid for a home mortgage are tax-deductible. Use this calculator to determine how much your mortgage could save you in income taxes.
Mortgage Points Calculator Should you buy points? Use this calculator to find out.

Buyer Cost Estimate Use this calculator to help estimate the total cost to purchase a home.
Rent vs. Buy Are you better off buying your home, or should you continue to rent?
Refinance Interest Savings Use this calculator to see how much interest you can save by refinancing your mortgage!
Reverse Mortgage Calculator This calculator is specifically designed to show you how the outstanding balance of a reverse mortgage can rapidly grow over a period of time.
Seller Net Proceeds Use this calculator to help estimate your net proceeds from the sale of a home.

About A and N Mortgage

THIS IS AN ADVERTISEMENT. This is not a commitment to lend. A and N Mortgage Services, Inc. is an Illinois Residential Mortgage Licensee and Equal Housing Lender. 1945 N Elston Ave. Chicago, IL 60642 p:773.305.LOAN (5626) www.anmtg.com

NMLS No. 19291 IL MB.0006638. Serving IL, IA, IN, FL, MI, MN, TN, TX, WI.

Illinois Residential Mortgage Licensee: TX- SML Approved Texas Recovery Fund Notice

www.nmlsconsumeraccess.org https://www.anmtg.com/company-info/licensing/

Free Home Loan Pre-Approval!

Bill Spallone

Mortgage Consultant