Jellyfish! Stable Rates! Hubba Bubba!

A million seconds ago it was June 4^th. A billion seconds ago it was 1993. A trillion seconds ago it was 30,000 B.C. Why you throwing these numbers at us, Barry? Just to put this sentence into perspective: The US adds $1 trillion to the deficit every six months. Suddenly I don’t feel so bad about my $7,000 credit card bill.

Million Quote of the Day: “You can’t have a million-dollar dream with a minimum-wage work ethic.” – Zig Ziglar

Today in History: It was on this date in 2003 when Pop Idol creator Simon Fuller became the first manager since the Beatles’ Brian Epstein to hold the top three U.S. singles simultaneously. The songs were: # 1 This is the Night by Clay Aiken, # 2 Flying Without Wings by Ruben Studdard, and # 3 God Bless the U.S.A by the American Idol Season 2 finalists. (*I don’t remember what I was listening to on this date in 2003 but I’m happy to report it wasn’t any of these three songs. Gotta be the low point for the U.S. Billboard Hot 100).

Possible Game Show Answer: There is a town in Norway called ‘Hell’, and yes – it does freeze over every winter

Wuss’up This Week: Every day economic reports are released into the wild, and it’s these reports that can sway interest rates in either direction. Today we have Housing Starts (1.37 million predicted) as well as the Fed’s interest rate decision (98.7% chance it stays the same), tomorrow no reports in honor of Juneteenth, and then on Friday the U.S. Leading Economic Indicators. If these reports come out good for the economy we’ll see rates tick up, and vice versa if the numbers disappoint.

Interest Rate Update: Today we find both conforming loans (*those are loans at $806k or less) and jumbo loans (*higher than $806k) in the very high-6s/low-7s. As usual rates will vary based on type of home, equity in the home, your credit score, and if you like interesting facts

Don’t Forget to Remember: Any purchase loan that closes with me I will waive $450 in fees (and much more on refinances)! Grab yourself a cup of instant karma and pass my info along to any friends, family, coworkers, or people that pee on Jellyfish stings that can use this gift.

Million Quote of the Day 2: “How to make a million dollars: first, get a million dollars.” – Steve Martin

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Timeout for Trivia: Congrats to those who guessed Shia LaBeouf last week! Want to be entered into a drawing to win a Hubba Bubba Bubble Tape T-shirt ? Simply email me the answer to this week's Who Am I? question. Good luck: “It’s my birthday today and maybe you’d like to sing Happy Birthday to me while drinking beer out of your pickup truck. Just kidding with the country music stereotype, and in fact would people say I don’t need that music after marrying & divorcing my second wife? She was named the greatest country music artist of all time by the Chicago Tribune a few years back. But who needs country when you can marry a rock star whose genre is more Ska/punk/dance-pop.(*and this blog author would like to add aside from her music talents she also has the best abs in the history of rock music.) Enough about the women singers in my life, I can sing too. My debut song went to # 1 in 2001 and the one-word title is the capitol of one of the US states. My latest # 1 hit (in 2025) is a one-word title of that US state! In between those two songs I’ve had 28 other songs hit # 1 – I guess you can say I have a helluva voice, although would that refer to TV as well as radio?”

The Adieu Mortgage Haiku:

Jellyfish drift slow

Like shifting mortgage rates do –

Calm, but sting sometimes.