I Have over 15 years of Mortgage Banking experience. I have a strong work ethic which ensures my clients are satisfied with my service. My ultimate goal is to make the mortgage process as seamless and transparent as possible for my clients.

Additional languages spoken: Spanish

Scott's Blog

Answering The Age-Old Riddle: “The news says rates are going down, should I wait to purchase my home?”

September 9, 2019 by Scott Steinlauf

A and N Mortgage Senior Mortgage Consultant I have been a mortgage originator for just shy of two decades and have been asked this question ..

My FHA 203K Personal Renovation Mortgage

June 26, 2019 by Scott Steinlauf

MASTER PENTHOUSE I can’t think of any mortgage with a worse reputation than the FHA 203K renovation home loan. But because of this mortgag..

Why You Don’t Need 20% Down Payment To Buy A Home

April 10, 2019 by Scott Steinlauf

I am frequently surprised by how much incorrect information about home financing is out there amongst the public. I often speak to clients o..

A Few Of My Reviews

Hernan was great! Very honest and up front. Explained the entire process in an easy to understand way. Detail oriented. Easily accessible. Willing to answer any questions my wife or I had. Hernan is simply the best!

john lucia from Niles, IL

Hernan did two refi's for me and both were quick, easy, and I got great rates. I could not recommend him more! I was able to upload everything online and was in constant communication throughout the whole process

Brianna Schmidt from Chicago, IL

Mortgage Calculators

Mortgage Loan Calculator (PITI) Use this calculator to determine your monthly mortgage principal, interest, taxes and insurance payment (PITI) and amortization schedule.
Mortgage Comparison: 15 Years vs. 30 Years Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.
ARM vs. Fixed Rate Mortgage Use this calculator to compare a fixed rate mortgage to a Fully Amortizing ARM.
Mortgage Tax Savings Calculator Interest and points paid for a home mortgage are tax deductible. Use this calculator to determine how much your mortgage could save you in income taxes.
Mortgage Points Calculator Should you buy points? Use this calculator to find out.

Buyer Cost Estimate Use this calculator to help estimate the total cost to purchase a home.
Rent vs. Buy Are you better off buying your home, or should you continue to rent?
Refinance Interest Savings Use this calculator to see how much interest you can save by refinancing your mortgage!
Reverse Mortgage Calculator This calculator is specifically designed to show you how the outstanding balance of a reverse mortgage can rapidly grow over a period of time.
Seller Net Proceeds Use this calculator to help estimate your net proceeds from the sale of a home.

About A and N Mortgage

Disclaimer: THIS IS AN ADVERTISEMENT. This is not a commitment to lend. A and N Mortgage is an Illinois Residential Mortgage Licensee and Equal Housing Lender. 1945 N. Elston Ave. Chicago, IL 60642 p: 773.305.LOAN (5626) www.anmtg.com NMLS # 213442 IL MB.0006638. Serving IL, IA, IN, FL, MI, MN,TX, WI. For Texas applicants: Texas Recovery Fund Notice.

Hernan Campuzano

Mortgage Consultant

Hernan Campuzano | UNPARALLELED Expertise and Experience