
I offer personalized, transparent service and tailored solutions for a smooth, stress-free home financing experience.

Natalia is a Mortgage Consultant with A and N Mortgage Services. She is passionate about guiding clients through a well-informed homebuying experience. She believes that understanding mortgage options empowers homebuyers to make confident decisions that support their long-term goals.
With a Master’s degree in Regional and Urban Studies and a thesis focused on mortgage rates, Natalia brings a thoughtful approach to helping clients navigate their financing options and build lasting wealth through homeownership.
Fluent in both English and Russian, she works with families, first-time buyers, and immigrants to achieve their homeownership goals and build generational wealth.
Outside of work, Natalia enjoys reading, singing with her daughter, and quiet mornings watching the sunrise over Lake Michigan.


































































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Plain and simple, I will offer you a lower rate than any large bank. This will translate into $1000’s of dollars of savings for you.
Big banks have bloated mortgage departments where you become just another number. I will work directly with you, respond faster, and help you through the entire lending process. I give all of my clients my personal cell phone number so any time you have a question, I’m a phone call away.
I will offer you different lending options that big banks don’t have access to. My guidelines and criteria are different from those of large financial institutions, which translates into much easier approvals for you.
I will offer you more opportunities for special financing. Most big banks only service those that they see fit, while I can offer different financing options that large banks don’t have access to. This results in getting you approved easier, faster, and cheaper.

At A and N Mortgage, we believe in building strong communities, both through homeownership and our commitment to giving back. Our charity work is a reflection of our core values —compassion, integrity, and responsibility.
